Shortly after becoming the top racer in Olympic City, the player is ambushed and their car is destroyed by an unknown assailant. Six months later, they relocate to the city of Bayview to start over, guided by a contact named Rachel Teller who introduces them to the local racing scene. As the player earns sponsorships and builds a reputation, they draw the attention of Caleb Reece, the leader of a crew called The Wraiths who is attempting to control Bayview's racing scene by manipulating sponsorship deals. Rachel reveals that Caleb is the same person responsible for the attack in Olympic City. After turning one of Caleb's crew members to their side and surviving multiple attempts to sabotage their career through rigged tournaments, the player challenges Caleb directly, defeats him, and claims the title of Bayview's best underground racer.